Are you looking for a cash advance online loan? Do you have bad credit or no credit at all? If so, it can be tough to find a real company that offers online cash advance loans. Many websites claim to offer direct loans but most of them will just take your information & sell it to dozens of companies that you don't know! You will likely end up wasting your time & you probably won't get the cash advance loan you need! Luckily we've made the process easy for you. We've taken the time to document and list many of the largest direct cash advance lenders who fund online loans. Our directory lists lenders that currently offer cash advance online loans.
Last Revised 8/10/16
My Cash Advance Online Loans
CashNetUSA Cashnet is one of the largest direct cash advance lenders in the country. They currently offer online cash advance loans and online installment loans of anywhere from $300 to $4000 depending on the state you live in. To be approved for a loan you must be 18 years old with an active checking account. You won't need to fax in any documents as long as you can verify that you're currently employed. Cashnet provides cash advance online loans with payoff terms of 8-35 days. Check their website for payoff information regarding their other types of online loans.
Online Loan Network They offer online cash advance loans as well as long term installment loans of up to $2500 in over 40 states. To be eligible for a cash advance loan you must have an active checking account and a steady source of income(at least $1200 a month). Their installment loan requirements are more stringent, but you may qualify for a loan even with bad credit. Online Loan Network claims to have a fast and easy online approval process that should take no longer than 10 minutes.
Mypaydayloan This direct lender has been offering online cash advance loans for well over a decade. They claim you can be approved for an online loan within minutes regardless of the fact that you may have bad credit or no credit at all. To be approved for an online loan you can't have any outstanding cash advance loans or installment loans. Furthermore, you must make over $1500 a month and have an active bank check account(no savings accounts or pre-paid cards can be used with them). They process loans in all states except Colorado, Florida, Georgia, Illinois, Massachusetts Maryland, North Carolina, New York, New Jersey, Pennsylvania, Wisconsin and Washington.
CheckintoCash They're a huge nationwide lender. They've been funding cash advance online loans since the early 90's and claim to be a pioneer in the cash advance industry. In addition to online lending, they also have hundreds of retail locations in over 30 states. This means you can apply for a cash advance loan online and get cash in hand in less than an hour at any of their retail locations. Their loan amounts and loan terms very for each state so be sure to check your state's rates and terms on their website before applying for a cash advance loan.
LendUp Lendup is a new direct lender that provides cash advance online loans with relatively low interest rates when compared to most companies. They're also different from other online lenders in that their borrowers can see their rates actually go down over time with on-time payments. Lastly, they just rolled out an interesting instant loan feature. If your bank supports instant debit card deposits they can have money deposited into your account in 15 minutes. Lendup only offers cash advance loans in Alabama, California, Illinois, Indiana, Florida, Kansas, Louisiana, Missouri, Oklahoma, Oregon, Tennessee, Texas Utah, Washington, Wisconsin.
CashAdvance.com As the name of their website implies, they've been offering cash advance online loans since the late 90's. They have multiple online loan options available to consumers all throughout the country. They claim it will take you less than 5 minutes to complete an application for an online cash advance loan and you'll receive an approval notification in seconds once you apply. Lastly they claim that bad credit won't automatically result in a loan denial. With their system you'll be approved for a cash advance loan based on current income & past loan history. Most consumers who are approved for a cash advance of up to $1,500 can expect a loan duration of anywhere from 7 days to 30 days.
National Payday National Payday has been providing cash advance online loans for well over a decade. They have a paperless application process and you can be approved for a loan in minutes with cash in hand in less than 24 hours. National is a great direct cash advance lender to apply with as they fund online loans in almost every state and it's not a problem if you have bad credit. They won't check your credit score and you'll never be required to fax in any docs.
NetCredit This company has been around for years and they currently offer high dollar cash advance online loans in the US. They offer personal loans online and claim your credit score won't be affected when you apply online. Even though they have a few storefront locations it seems you can still complete the application process entirely online in a short amount of time. Netcredit offers cash advance online loans of anywhere from $1,500 to $8,000 to consumers with average to good credit.
LoanSolo They are a longtime provider of online cash advance loans. They have a large national presence and have been in the cash advance industry for years. At this time they're offering online cash advance loans that come due in 4 weeks. These loans are ideal for someone who needs a small amount of cash(usually $300-$600) and plans to pay it back in full within a few weeks.
Check City They are a licensed cash advance lender that offers online loans primarily to consumers in the western states. They offer loans ranging from $200 to $2,000 (depending on your state) with different interest rates and terms in each specific state. In order to be approved for an online cash advance loan you'll generally need to be actively employed and have an active checking account. Check City is currently only offering loans in Nevada & Utah. You will be denied for a loan if you apply from any other state. Be sure to check the rates on their website before you apply.
Upstart Personal Loans Upstart offers online loans that go above and beyond a traditional cash advance. They're currently offering high dollar personal loans of anywhere from $3,000 to $35,000. They claim their loans have no prepayment penalty with rates that are 25% lower than other lenders. To be approved for an online loan with Upstart you need a credit score of at least 740 with verifiable monthly income. Upstart issues online loans in 11 states.
Roundsky Cash Advance They are an online based direct lender that offers cash advance loans and installment loans all throughout the country. To qualify for a cash advance loan of $300 to $1,000 you will need a job that pays you more than $1,000 a month as well as an active checking account. Bad credit is ok as long as you don't have any delinquent cash advance loans. To qualify for an installment loan of up to $10,000 you generally need good credit with verified work history and the ability to make monthly payments.
Cash Central Cash Central is a leading online provider of cash advance online loans. They've been in business for well over a decade and claim to have processed half a million loans in that time. They're currently funding cash advance loans of anywhere from $200 to $1,000. They also just recently started offering online installment loans for up to $5,000. Be sure to check their website for more information regarding cash advance loan amounts & requirements.
Check 'n Go They have been a longtime lender of cash advance online loans throughout the US. In addition to offering loans online they have well over 1,000 storefront locations all throughout the country. Check 'n Go funds direct installment loans and direct payday loans, but you can only get an cash advance online loan with them if you live in California, Texas or Ohio. We will post an update here if they bring on more states.