My Cash Advance Online Loans
Are you looking for an online loan? Do you have bad credit or no credit at all? If so, it can be tough to find a real company that offers direct loans. Many websites claim to offer short term loans but most of them will just take your information & sell it to dozens of companies that you don't even know! You will likely end up wasting your time & you probably won't get the payday loan you need! Luckily we've made the process easy for you. We've taken the time to document and list many of the largest direct cash advance lenders who fund online loans. Our directory lists lenders that currently offer online loans all throughout the US.
Last Revised 5/4/17
CashNetUSA Cashnet is one of the largest direct cash advance lenders in the country. They currently offer online payday loans and online installment loans of anywhere from $300 to $4000 depending on the state you live in. To be approved for a loan you must be 18 years old with an active checking account. There's no need to fax in any documents as long as you can verify that you're currently employed. Cashnet provides cash advance online loans with payoff terms of 8-35 days. Check their website for payoff information regarding their other types of online loans.
CheckintoCash They're a huge nationwide lender. They've been funding payday loans since the early 90's and claim to be a pioneer in the cash advance industry. In addition to online lending, they also have hundreds of retail locations in over 30 states. This means you can apply online and get cash in hand in less than an hour at any of their retail locations. Their loan amounts and loan terms vary with each state so be sure to check your state's rates and terms on their website before applying for a cash advance loan.
CashAdvance.com As the name of their website implies they've been offering cash advance online loans since the late 90's. They have multiple online loan options available to consumers all throughout the country. They claim it will take you less than 5 minutes to complete an application for an online payday loan and you'll receive an approval notification in seconds once you apply. Lastly, they claim that bad credit won't automatically result in denial. With their system, you'll be approved for a payday or installment loan based on current income & past loan history. Most consumers who are approved for up to $1,500 can expect a loan duration of anywhere from 7 days to 30 days.
Mypaydayloan This direct lender has been offering online cash advance loans for well over a decade. They claim you can be approved for an online loan within minutes regardless of the fact that you may have bad credit or no credit at all. To be approved for an online loan you can't have any outstanding payday or installment loans. Furthermore, you must make over $1500 a month and have an active bank check account(no savings accounts or pre-paid cards can be used with them). They process loans in all states except Colorado, Florida, Georgia, Illinois, Massachusetts Maryland, North Carolina, New York, New Jersey, Pennsylvania, Wisconsin and Washington.
Check 'n Go They have been a longtime lender and are seen as one of the largest direct cash advance lenders in the US. In addition to funding loans online, they have well over 1,000 storefront locations all throughout the country. Check 'n Go funds direct installment loans and direct payday loans, but you can only get an online loan with them if you live in California, Texas or Ohio. We will post an update here if they bring on more states.
Ideal Loan They offer online cash advance loans as well as long term installment loans of up to $2500 in over 40 states. To be eligible for a loan you must have an active checking account and a steady source of income(at least $1400 a month). Their installment loan requirements are more stringent, but you may qualify for a loan even with bad credit. Ideal Loan claims to have a quick and easy online approval process that should take no longer than 10 minutes.
Maxlend Maxlend is a large direct cash advance lender that offers online loans in nearly every state. They have very flexible payment terms and you will not incur a penalty if you choose to pay off the loan early. Applicants will need to show a monthly income of at least $800 to qualify. The loan application process and signing of documents are all done online and they say you can have cash in hand by the next business day.
Cash Central Cash Central is a leading online provider of direct payday loans and installment loans. They've been in business for well over a decade and claim to have processed half a million loans. They fund direct cash advance loans of anywhere from $200 to $1,000 and just recently rolled out online installment loans for up to $5,000. Be sure to check their website for more information regarding cash advance loan amounts & requirements.
NetCredit This company has been around for years and they currently offer high dollar online loans in the US. They offer personal loans online and claim your credit score won't be affected when you apply online. Even though they have a few storefront locations it seems you can still complete the application process entirely online in a short amount of time. Netcredit funds direct lender cash advances of $1,500 to $8,000 for consumers with average to good credit.
LoanSolo They are a longtime provider of online cash advances. They have a large national presence and have been in the online lending industry for years. At this time they're offering online payday loans that come due in 4 weeks. These loans are ideal for someone who needs a small amount of cash(usually $300-$600) and plans to pay it back in full within a few weeks.
Check City They are a licensed direct lender that offers online loans primarily to consumers in the western states. They offer loans ranging from $200 to $2,000 (depending on your state) with different interest rates and terms in each specific state. In order to be approved for a direct payday loan, you'll generally need to be actively employed with an active checking account. Check City is currently only offering loans in Nevada & Utah. You will be denied for a loan if you apply from any other state. Be sure to check the rates on their website before you apply.
Roundsky They are an online based company of payday loans and installment loans throughout the country. To qualify for a loan of $300 to $1,000 you need a job that pays more than $1,000 a month with a checking account. Bad credit is ok as long as you have no delinquencies from other direct cash advance lenders. To qualify for an installment loan of up to $10,000 you generally need good credit with verified work history and the ability to make monthly payments.
National Payday National Payday has been providing cash advance online loans for well over a decade. They have a paperless application process and you can be approved for a loan in minutes with cash in hand in less than 24 hours. National is a great payday lender to apply with as they fund online loans in almost every state and it's not a problem if you have bad credit. They won't check your credit score and you'll never be required to fax in any docs.
Upstart Personal Loans Upstart has online loans that go above and beyond those offered by most direct cash advance lenders. They're currently providing high-dollar personal loans of anywhere from $3,000 to $35,000. They claim their loans have no prepayment penalty with rates that are 25% lower than other lenders. To be approved for an online loan with Upstart you need a credit score of 650 with verifiable monthly income. Upstart issues loans in 48 states.